There are times in our lives that circumstances cause us to have financial difficulty that are beyond our control. A sickness, temporary unemployment, job loss, separation, divorce, a business failure or simply changing careers can cause you not to qualify for a mortgage at a prime lending institution.
This is where 4Pillars can help you! We simply review your situation and figure out what is the problem preventing you from getting a prime mortgage and how long it will take to overcome this problem. An example of this might be that you have recently been discharged from a bankruptcy and it takes 3 years to rebuild credit sufficiently to qualify for a prime mortgage. In this situation we would lend you up to 80% of the value of a home for 36 months so that you can have the time to rebuild your credit. At the end of the 36 months you simply pay us out using the funds you would receive from a Prime lender.
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